As first time home buyers, you might not be able to afford a mansion. But there is no reason why you cannot get a home that ticks all of your boxes. However, before you start searching for properties, you need to first get pre-approved for a mortgage loan. First Time Home Buyers: Look at Your Different Options People who qualify as first time home buyers are not only people who plan to purchase their very first homes. People who have not owned a principal residence in the previous three years are also regarded as first-time homebuyers. That is good news. After all, first-time buyers gain several advantages. For instance, first-time homebuyers can often access down payment assistance programs and meet flexible qualification requirements. And an advantage of a first time home buyers mortgage is that eligible first time home buyers can qualify for down payments for as little as 3%. In fact, first time home buyers have a number of options to help them purchase their … [Read more...] about How First Time Home Buyers Can Get a Mortgage Loan
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A Guide to the Best Smart Thermostats
The best smart thermostats make your life easier and more comfortable. Plus, you will save money and energy. It’s as simple as that. After all, you want your house to be cool on a sweltering summer day. You also want to be warm and cozy when the winter winds blow. The last thing you want to do is crawl out from under the covers to turn up the heat. Or, be forced to walk across a hot house to turn up the air conditioner. Wouldn’t it be nice to have a smart thermostat so you could adjust your home’s temperatures from your smart phone? That’s now an option—thanks to programmable smart thermostats. Here are some of the basic things to know before buying a smart thermostat. Keep reading for our guide to the best smart thermostats that includes reviews of the best Wi-Fi thermostats to buy now. What Is a Smart Thermostat? A smart thermostat connects to Wi-Fi and automatically adjusts the heating and cooling temperatures inside your house for optimal performance. You can … [Read more...] about A Guide to the Best Smart Thermostats
