As first time home buyers, you might not be able to afford a mansion. But there is no reason why you cannot get a home that ticks all of your boxes. However, before you start searching for properties, you need to first get pre-approved for a mortgage loan. First Time Home Buyers: Look at Your Different Options People who qualify as first time home buyers are not only people who plan to purchase their very first homes. People who have not owned a principal residence in the previous three years are also regarded as first-time homebuyers. That is good news. After all, first-time buyers gain several advantages. For instance, first-time homebuyers can often access down payment assistance programs and meet flexible qualification requirements. And an advantage of a first time home buyers mortgage is that eligible first time home buyers can qualify for down payments for as little as 3%. In fact, first time home buyers have a number of options to help them purchase their … [Read more...] about How First Time Home Buyers Can Get a Mortgage Loan
property
Best Gardening Shoes and Outdoor Boots
What are the best gardening shoes and outdoor boots for wet and dirty conditions? We’re talking about footwear for the great outdoors—in gardens, homesteads, farms, ranches, and other outdoor environments. Clearly, a pair of Van’s sneakers or beach flip-flops aren’t the best footwear for most garden activities. I can tell you this from personal experience. Cold, wet feet and injured toes are never a good idea. That’s why it’s important to find yourself a great pair of the best gardening shoes and outdoor boots. Your feet deserve nothing less than the best. Here’s the good news: there are LOTS of good choices when searching for the best gardening shoes and outdoor boots. We’re talking about waterproof shoes and tough, reinforced boots. And we’re also talking about gardening shoes and boots that are stylish enough to wear on errands. Like to the local coffee shop or the hardware store. Best Gardening Shoes and Outdoor Boots for Men and Women Here is a selection of the best … [Read more...] about Best Gardening Shoes and Outdoor Boots
Tree Watering Made Simple: The Root Quencher Story
The Inventors of the Root Quencher Want to Spread the Word about Deep Tree Watering to Save One Million Trees. Trees are the anchors of a landscape. Their awe-inspiring size and stature are the first things we notice about a property. But trees need special care, and trees need deep watering to stay healthy and beautiful. Quite simply, when trees don’t receive enough water, they become stressed. And when tree roots don’t receive periodic deep waterings, trees can die. Robert Summers and Maria Caceres know first-hand how devastating it can be to receive bad news about water-stressed trees. They consulted an arborist about the 50-year-old trees planted by Robert’s father on the family-owned property in Pasadena, California. The prognosis was not good. Many of the mature trees in the landscape were dying and aging out. They would have to be replaced. Robert and Maria rejected that idea. Rather than cutting down the trees, they embarked on a concerted effort to revitalize their … [Read more...] about Tree Watering Made Simple: The Root Quencher Story
How to Remove a Tree Branch
Knowing how to remove a tree branch is an important part of yard maintenance. That's because having trees on your property is one of the best things you can do to stay connected with nature. Trees become permanent residences of birds and squirrels, and make your home and property feel more wholesome. A window in your home that overlooks a majestic tree can be the perfect place to relax. It's also a great view for your home office. Moreover, trees can also provide your house with some much-needed privacy if you live in a humming neighborhood. However, having trees can requires some effort. One of the most common problems with having trees in your yard is falling branches. Natural occurrences such as storms, heavy winds, rain, or a thick layer of ice can cause trees to lose their branches. At times, branches do not completely fall off the tree. Instead, tree branches can break, but hang onto the tree by a thin layer of bark. This can become a potential threat to property and … [Read more...] about How to Remove a Tree Branch
How to Start a Hobby Farm
You are interested in how to start a hobby farm. But what separates a hobby farm from a standard farm or homestead? And what do you need to know to start a hobby farm to ensure its success? Below are the characteristics of a hobby farm, the potential goals you can establish for your hobby farm, and how to write a one-year plan for your farm. These tips and bits of information will help you stay on track when buying and operating your own hobby farm. What Is a Hobby Farm? A hobby farm is a farm with a small footprint that is run and maintained for pleasure instead of profit. It's important to understand that the crops you grow or yield from your hobby farm are not going to be a major source of income for you or your family. Unlike a homestead, a hobby farm is not a source of total self-sufficiency. Hobby farmers, because they are not primarily concerned with profit, have the luxury to decide exactly what the purpose of their hobby farm is. For example, do you want … [Read more...] about How to Start a Hobby Farm
