As first time home buyers, you might not be able to afford a mansion. But there is no reason why you cannot get a home that ticks all of your boxes. However, before you start searching for properties, you need to first get pre-approved for a mortgage loan. First Time Home Buyers: Look at Your Different Options People who qualify as first time home buyers are not only people who plan to purchase their very first homes. People who have not owned a principal residence in the previous three years are also regarded as first-time homebuyers. That is good news. After all, first-time buyers gain several advantages. For instance, first-time homebuyers can often access down payment assistance programs and meet flexible qualification requirements. And an advantage of a first time home buyers mortgage is that eligible first time home buyers can qualify for down payments for as little as 3%. In fact, first time home buyers have a number of options to help them purchase their … [Read more...] about How First Time Home Buyers Can Get a Mortgage Loan
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Top Dressing Your Lawn with Compost
Top dressing your lawn with compost is a common practice that has been used for centuries. In fact, in the 15th century top dressing was applied to golf courses in Scotland. Because top dressing provides lawns with beneficial nutrients, many homeowners use this technique along with regular lawn maintenance routines. Read on to discover helpful tips and the benefits to top dressing your lawn with compost. The Benefits of Top Dressing Your Lawn with Compost Top dressing a lawn with compost may seem at first to be ineffective or even harmful to your lawn. After all, the last thing you likely want to see is compost covering up your once lush, beautiful grass. Although top dressing your lawn has a temporary unattractive appearance, its rich nutrients deliver incredible benefits to lawns. Applying compost as a top dressing to your lawn can improve the soil structure. Top dressing can also build up beneficial soil microbes, aerate compact soil, improve drainage, and even reduce … [Read more...] about Top Dressing Your Lawn with Compost
