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How First Time Home Buyers Can Get a Mortgage Loan

February 20, 2023 by HG&H Staff Leave a Comment

first time home buyers

As first time home buyers, you might not be able to afford a mansion. But there is no reason why you cannot get a home that ticks all of your boxes. However, before you start searching for properties, you need to first get pre-approved for a mortgage loan. First Time Home Buyers: Look at Your Different Options People who qualify as first time home buyers are not only people who plan to purchase their very first homes. People who have not owned a principal residence in the previous three years are also regarded as first-time homebuyers. That is good news. After all, first-time buyers gain several advantages. For instance, first-time homebuyers can often access down payment assistance programs and meet flexible qualification requirements. And an advantage of a first time home buyers mortgage is that eligible first time home buyers can qualify for down payments for as little as 3%. In fact, first time home buyers have a number of options to help them purchase their … [Read more...] about How First Time Home Buyers Can Get a Mortgage Loan

Tips for Winter Bird Feeding and Care

January 20, 2023 by Jessica Ford Leave a Comment

a male cardinal perches on a snowy pine branch in winter

Here’s what you need to know about winter bird feeding and creating a haven for wild birds in your backyard during the coldest months. The cold and snowy winter months can be hard for all wildlife, including our favorite backyard birds. For wild birds, the tough weeks of winter can be especially hard, as most food has run out. A reliable source of food from our gardens and feeders can make all the difference after a severe snow or ice storm. By keeping your bird feeders full of the food they need, you’ll find that helping backyard birds through the winter is both easy and rewarding. Winter Bird Feeding Wild birds may benefit from bird feeders year-round, but they need them most in winter. Energy-rich seeds and suet provide our feathered friends with the calories they need to keep warm, especially when food is scarce or buried under ice and snow. To attract winter birds to your backyard, consider setting out one or more of the following: Don't have a good bird feeder? … [Read more...] about Tips for Winter Bird Feeding and Care

Update Bathroom to Add Value to Your Home

September 5, 2022 by HG&H Staff Leave a Comment

update bathroom featuring new tile floor and new vanity and fixtures

Update bathroom to add value to your home if you want to sell--or even if you are staying put. There are many good reasons to update your bathroom. After all, your bathroom is a home asset. It's easy to update bathrooms to spruce up your home and add value. If you own a home, it should come as no surprise that restoration and renovation are highly effective in increasing property resale values. But kitchens probably come to mind as the number one possibility for remodeling. Bathrooms are often neglected when it comes to a room remodel. Don't dismiss the humble household bathroom! Updating this space is one of the easiest ways to add value to your home. And even if you aren't looking to sell your home, a remodeled bathroom is something you will appreciate every day. Here are three great ways to improve and refresh a bathroom that can be done on a budget. Refresh or Replace the Tiles Your bathroom is a very moist place. Over time, all of this moisture and water can … [Read more...] about Update Bathroom to Add Value to Your Home

Best Air Purifying Indoor Plants

May 13, 2022 by HG&H Staff Leave a Comment

air purifying indoor plants can make beautiful houseplants

These 10 air purifying indoor plants help purify and clean the air at home and in your office. There are many reasons to have houseplants. They are beautiful. Indoor plants can improve your mood and make a home feel like… well, home. But did you know that many plants can actually improve indoor air quality by removing toxins from the air? When we bring furniture, carpets, inks, and dyes into our homes, we often unwittingly introduce toxins into the air. If left unabated, these toxins can cause long-term issues such as respiratory ailments, allergies, and headaches. The best air purifying indoor plants can help. Not all houseplants are ideal for purifying indoor air. But these houseplants that have been found to effectively improve indoor air quality. Plus, these 10 houseplants help you to create a healthier home with minimal effort. Common Indoor Air Pollutants Toxins in our furniture, in building supplies, and products we use can accumulate in our environment reducing … [Read more...] about Best Air Purifying Indoor Plants

How to Repot a Peace Lily Houseplant

April 12, 2022 by Raffaele Di Lallo 2 Comments

peace lily houseplant

Here are simple steps to repot a peace lily houseplant. Do you need to repot a peace lily houseplant—or another type of houseplant—but aren’t sure where to start? This post will explain what to look for when your peace lily (Spathiphyllum) is ready for a larger pot. I will also show you exactly how to repot your peace lily houseplant step-by-step with photos. The following steps can also be used to repot other varieties of houseplants. These include pothos, monstera, snake plant, fiddle leaf fig, African violet, money tree, jade plant, and more. For more information about some great house plant varieties, read Best Flowering Houseplants. Does Your Peace Lily Need a Bigger Pot? You won’t know for sure if your peace lily is root bound unless you take it out of the pot and inspect it. But here’s what to look for that indicates your plant is ready for a bigger pot. You may notice at least one, if not more, of the following: It’s Time to Repot a Peace Lily Houseplant If … [Read more...] about How to Repot a Peace Lily Houseplant

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